The Transition to No-Fault: What Alberta Drivers Need to Know for 2027
Alberta is moving to a "Care-First" No-Fault model on January 1, 2027, to address a system under strain. With some of Canada's highest premiums, the province cites rising litigation costs and nuclear jury awards as the primary drivers of unaffordability. By moving away from the traditional fault-based Tort system, the government says it aims to redirect billions spent on legal battles into faster medical treatment and lower insurance premiums. For…
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